The Home Buying Process

A top-level overview…

01— Finances

✓ Gather your documents

✓ Obtain pre-approval or proof of funds

✓ Locate down payment funds

✓ Prepare for any additional costs

02— Home Search

✓ Preview potential properties online

✓ Schedule showings and view the properties you are most interested in

03— Under Contract

✓ Write an offer to purchase on your favorite property

✓ Negotiate the terms of the offer and accept the contract

✓ Deposit earnest money, complete loan application and homeowners insurance quotes

04— Due Diligence

✓ Conduct inspections

✓ Resolve/negotiate any issues from inspection

✓ Your lender will order the appraisal

✓ Obtain homeowners insurance

05— Closing Time

✓ Title company will conduct title search and order survey

✓ Receive closing statement/clear to close

✓ Wire funds to closing company or provide certified check

✓ Conduct a final walk-through of property and close

✓ Closing day: Get your keys, it's all yours!

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Searching Strategically

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Moving Checklist (for sellers)